Free Buyer Guide
The First-Time Home Buyer Guide
Everything you need to know to confidently buy your first home in Alamogordo.
Step 1: Know Your Budget
Most lenders recommend keeping your housing payment under 28% of your gross monthly income. Factor in property taxes, insurance, HOA dues, and utilities — not just principal and interest.
Step 2: Get Pre-Approved
A pre-approval letter shows sellers you're serious. Brandi works with trusted Alamogordo lenders who understand local programs, including FHA, VA (great for Holloman AFB families), and USDA loans.
Step 3: Define Your Must-Haves
Bedrooms, location, schools, commute, lot size, HVAC type, well vs. city water — write it down. Brandi will help you rank what's essential vs. nice-to-have.
Step 4: Tour & Compare
We'll see homes in person, take notes, and compare side-by-side. Don't fall in love with the first one — but don't overthink the right one either.
Step 5: Offer, Inspect, Close
Brandi negotiates the offer, coordinates inspections, and walks you through every closing document. Then it's keys-in-hand day.
Pro Tips
Brandi's First-Time Buyer Tips
Don't skip the inspection — even on new construction.
Save extra for closing costs — typically 2–4% of purchase price.
Down payment assistance programs exist in NM — Brandi can connect you.
Keep your credit untouched between pre-approval and closing (no new cards, no big purchases).
Ask about CIRS-safe / mold-aware inspections if you're sensitive.
First-time buyer = anyone who hasn't owned a primary residence in the last 3 years.
Ready to Take Step One?
Brandi will sit down with you, answer every question, and map out your path to keys-in-hand.